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The following is not intended as investment advice. Your capital is at risk
when you invest in shares – you can lose some or all of your money, so
never risk more than you can afford to lose. Always seek personal advice
if you are unsure about the suitability of any investment.

The hidden trading strategy that no
broker will tell you about…

This hidden, EASY low-risk strategy could deliver
you a series of simple gains, month after month...
and that’s on top of any
share price rises and
dividends you’ll collect!

Read on and I’ll show you how to profit from this foolproof, professional “trick”, starting RIGHT NOW…
if you’re able to make ONE easy phone call!

Dear Friend,

What if I could show you a way to make 37% more from your shares than almost every other investor?

You’d be interested, right? Well, it’s something you’ve probably never heard of, but could start profiting from immediately.

Let me show you what I mean...

Say you owned a share that goes up by 15%. Most people would have to settle for that little gain.

This is a forecast. Forecasts are not a reliable indicator of future performance.

But with one call, you can bolt on an extra 37% and rake in 52%.

Or let’s say your shares only go up by 3%, most people would have to make do with that measly amount.

But you could still be raking in up to 40% as a “blue chip landlord”.

And even if your blue chip shares go down in value, this smart extra play gives you a very useful safety net.

Can you imagine how you’d feel...? Making 37% MORE than most investors make on exactly the same share.

Is that something you’d be interested in?

Well, if you can spare me five minutes now, I’d like to share a special piece of information with you.

It’s a simple, low-risk, foolproof way to nail on a substantial EXTRA profit to every single blue chip share you own now, and every single blue chip share you might buy in the future.

And that’s on top of any share price rises AND any dividends.

Here’s the deal...

Simply by following the information in this letter, you could easily bank 37% year in, year out

Read on and I’ll show you how to use a secret method known only to a very small circle of shrewd investors.

As you can imagine, it’s very rare for tricks like this to leak out... usually they like to keep these things behind closed doors.

But today you’ll get a chance to peek through a crack in that “closed door” and see for yourself just how simple it is for you to top-up your wealth time and time again, using a whole series of cunning revenue secrets.

I’ll even show you how you can step through that door and become part of their exclusive inner circle...

But let’s not jump ahead of ourselves.

First, I want to show you how you could soon be making an extra 37% return on any blue chip share you already own, or buy in the future.

Cash hitting your account month after month – just by becoming a “blue chip landlord”...

Now, I know the word “landlord” might sound like a lot of hard work, but I can assure you this is one of the easiest things you’ll ever do to make profits on the stock market.

Just the right word in the right ear, and you could enjoy an extra 37% gain to your bottom line each and every year.

And that’s on EVERY blue chip share you own.

It doesn't matter whether the price of the share goes up or down - once the phone call is made this extra yield could be yours!

In short, this strategy helps you make MORE and lose LESS – a position most investors would love to enjoy.

Think about it: one simple piece of information could bolster your wealth, for the rest of your life...

Unfortunately, this information is off limits to most people. It’s something professional traders do, and something they keep to themselves.

But today, I’d like to send you a very special report – free of charge - that shows you all you need to know to get in on this opportunity immediately.

Everything you’ll need to ‘bolt on’ this extra profit is in this report...

I’ll tell you precisely how it works, who to call, what to say... everything.

And like I said, I want to send you this report free of charge. All I ask is that you read this letter in full, and consider a very rare proposal I have for you.

First, let me tell you a little bit more about myself, and who I represent...

This "37% strategy" is just one of the many unpublicized wealth building secrets to come my way this month alone

And I’d like to share all of them with you...

Because, frankly speaking, I receive a large amount of privileged information.

The type of information I’m talking about is close, personal, intimate.

Not illegal “insider information” but the kind that’s unpublicized – exchanged in private meetings or over lunch in the city’s finest restaurants, between high powered and well-connected individuals.

Like it or not, that’s the way the world of finance works – and it splits investors into two groups... the haves and have-nots.

Now, most investors - the “have-nots” - never hear about these deals. Because these kinds of opportunities are kept away from the pages of the FT or The Wall Street Journal.

Well, they might end up there eventually...

But by the time you see them in print, the lion’s share of the profit has probably already been sucked out of the opportunity by somebody else... usually a handful of insiders who swoop down before the opening has been “spoiled” by the crowd.

The “haves”.

And as one of those insiders, I’m privy to the thoughts and ideas of an internationally oriented elite, a global network of decision-makers.

A phone-call here, a quiet word there. That’s all it takes.

And within minutes, we could be privy to an investment opportunity that could make those on the inside – the haves – a serious profit that most people will miss out on.

Most people will never find out about these wealth secrets...

That may sound unfair. It IS unfair. But that’s life.

I’ve seen it happen time and time again in the investment world: a small circle of insiders making 90% of the profit, while the rest stampede after the crumbs.

Well, as I’m about to show you, I belong to a very small, very discreet circle of investors who are very much ‘on the inside’.

And that small circle is called The Zurich Club.

We see opportunities before most people, we hear about opportunities before most people and we very often profit from opportunities before most people.

And today, I’d like to invite you to join us and become part of a very special club – one that is NEVER talked about in the papers, NEVER advertised in the mainstream and very much keeps its affairs to itself.

As a thank you for reading this letter, I’d like to send you a free “members only” report. It will show you – step by step – how to ‘bolt on’ an extra profit, typically a yield of 37%, to every blue chip transaction you make.

That’s a 37% yield that most investors will never see, because they’ll never know they can get to it. But I’ll tell you who to call, and what to say – absolutely every detail you need to bank this profit.

Think about it: That's 37% EXTRA yield on every blue chip you own, or buy in the future - just slapped on top of any price rises and dividends!

That's the difference this 'elite information' can make to your wealth.

All I ask is that you consider an invitation to join a select group of private investors who are privy to profitable opportunities that most people simply NEVER hear about...

A rare opportunity to enter “the inner circle”...

Believe me, under normal circumstances I wouldn’t be getting in touch at all.

This is a special investment strategy rarely used outside of a very close-knit society.

But the way the world’s markets have gone down the drain, the ditch the economy’s wallowing in, the selfish and embarrassing grabbing of expenses by MPs, the tit-for-tat political posturing, it all disgusts me.

You’ve been treated like a fool by the people paid vast sums to protect your future. They’ve lost your money, chucked it into an abyss, and they couldn’t care less.

So I think you deserve a chance to claw some of it back.

That’s why we’ve decided to open the doors to a very limited number of new members...

So they can not only PROTECT their wealth in the current climate, but PROFIT from some truly remarkable opportunities the recession has thrown up.

Get “plugged in” to hidden profit opportunities most ordinary investors NEVER hear about...

Even as I write this letter, we’re using a whole series of “hidden” income boosting secrets that could not only top up your wealth but earn you a whole new cache of hefty profits.

I’ve already talked about the hidden way you could be making an EXTRA 37% on your blue chip shares...

But that’s just the tip of the iceberg – here’s how you could really take a giant leap forward with your money...

Seriously, one of the smartest moves you could make with your money in 2009 is to read my free report, because it tells you about this opportunity in FULL.

But banking rent as a “blue chip landlord” is just one of the profit openings brought to my attention recently.

In fact, the free report I want to send you has two more, exclusive, “members only” investments opportunities.

Each have the power to protect your wealth and make you some handsome profits in 2009 and beyond...

PRIVATE TIP NUMBER 2:

The sleeping oil giant: Unlocking the chance to profit like Rockefeller

We have recently seen the oil price plummet from over $140 per barrel down to below $40. It’s recovered a little, but many speculators are of the opinion that oil needs to be steered clear of for the time being…

But they could not be more wrong!

Whilst investors are looking the other way – oil could be set for a spectacular resurgence that will go on for years.

And one company looks set to follow in the footsteps of Rockefeller’s Standard Oil and gain a decisive stranglehold on the entire industry.

This company has already bought back more than $200 billion of its own shares. It’s enough to buy up BP or Shell… with billions upon billions of cash left over for a rainy day.

It produces more oil in a single day than almost any OPEC country and if that wasn’t enough, on average it discovers more new oil each day than it takes out of the ground.

The wheels are already in motion to buy up a range of cash poor competitors. A savvy move, because right now it’s cheaper and more profitable to grab oil this way.This giant company is shaping up to dominate the whole industry.

If you’re quick you can snap up shares in this company before its plan becomes common knowledge. You have to get in on this 21st Century Rockefeller now!

Before you do, here’s another rarely discussed wealth building method... one that’s already being used by scores of our members...

PRIVATE TIP NUMBER 3

The secret ingredient behind Warren Buffett’s success

Warren Buffett’s wealth and wisdom are legendary. He usually explains it away with the oft quoted quip that he likes to “buy great companies at great prices…” But we know that he draws upon one HIDDEN TRICK to substantially grow his money, time after time…

It’s a vital secret that’s overlooked by most private investors, but you could start profiting from it immediately. In fact, copy Buffett’s method and you can increase your chances of significantly growing your money.

And if you follow this simple Zurich Club strategy today, it’s no exaggeration to say you could be much wealthier when you retire than if you simply followed the mindless herd.

So what is this “forgotten” but essential component of Buffett’s success – the method that’s helped him amass one of the world’s most towering fortunes? You can find out right away, simply by following the instructions below…

To get in on these opportunities, you can pick up my special reports (limited to just 400 copies) that reveals every single detail...

But before I show you how to get your hands on them, I’d like to tell you the reason I’m getting in touch today...

Why am I happy to break the wall of silence the City maintains around these secrets?

It’s simple.

Here at The Zurich Club we believe that EVERY man and woman has a right to wealth – not just the privileged few that were born to it.

And that’s why I really want to get this report into your hands as fast as possible.

Actually, I have an ulterior motive as well...

I want you to see that The Zurich Club isn’t a low-brow, desperate-for-attention claim to make dream riches overnight.

Our vast investment network is an esteemed and honourable collective, quietly focusing our efforts on helping a very small group of members create a legacy of private wealth for themselves and their families.

Make no mistake, the secret information I want to give you today could very easily be charged for.

After all, one offers you a very good chance to bank up to 37% on your shares; another gives you the option to buy into one of the best firms in the world; and the last lets you in on Warren Buffett's best kept wealth building secret...

But I want to make something clear: I’m not just “giving away” this opportunity to any Tom, Dick or Harry...

I’m looking for a certain quality of person who has a sincere interest in making money alongside our confidential society.

So I need to ask you a few questions to make sure you'll benefit from The Zurich Club:

Do you want to...

  • ... protect your money so noone can get their hands on it?
  • ... do everything possible to make sure you have the best chance of beating any economic downturn?
  • ... profit from unpublicized opportunities to help grow your wealth and provide security for your family?

If the answer to the above three questions is "yes", then I'm more than happy to send you your free members' reports and offer you a trial membership to The Zurich Club - giving you the very real chance to become one of the "haves".

It’s an unfortunate fact, but to gain access to financial advice like this, one either has to have “friends in the know”, or a serious amount of investment capital.

THE ZURICH CLUB has helped private investors protect and build their wealth for years - and we'd like you to join us...

Now we’ve built up a portfolio weighted with what we believe to be amongst the most secure, high-yielding, agile, globally diversified investments.

Investments like: solid national and international blue chips, with anticipated year after year growth; investment funds that offer optimum protection against erratic markets, “secret” income boosting strategies... and much, much more.

We’re a private, discrete society, so I don’t expect you to have heard of us...

But with contacts across the world, and satellite offices in over 10 countries, we are in a powerful and influential position to help you reach otherwise impossible financial goals.

We like to think of ourselves as “freemasons without the handshake”... a confidential and influential cadre with a framework for growing our wealth.

For more than 15 years we’ve lived by a very simple set of values:

To protect wealth, create wealth and enjoy privacy.

And I’m confident that once you’ve glimpsed behind our “closed door” you’ll want to be a part of The Zurich Club for life.

So, I’m more than happy for you to try out all our strategies and recommendations, without committing a single penny in membership fees.

You can unlock the “closed door” and step into our inner circle, without any obligation whatsoever - today.

Your key to elite investing...

And as a “thank you” for considering this offer and seeing what The Zurich Club has to offer, I’d like to send you your FREE members reports as soon as I hear from you.

A “DREAM TEAM” of wealth building experts

Our club gives you complete access to a team of specialists who use their experience and proven techniques to improve and enhance finances.

Experts like our Chairman:

Lord William Rees—Mogg
Renowned journalist for The Financial Times, writer and politician, Lord Rees-Mogg served as editor of The Times newspaper for 14 years, served on the Board of Governors for the BBC and was Chairman of The Arts Council.

And one of our most esteemed members:

Bill Bonner
Author of numerous books and articles on economic and financial subjects, he is the founder and president of Agora Publishing. Mr. Bonner is also a frequent commentator on the news and has written many articles for MoneyWeek magazine.

This report is yours to keep and the information is yours to use, whether you decide to stay with The Zurich Club or not.

Remember, you’ll discover:

  • How to become a “blue chip landlord” and bank extra returns like 37% on your stocks year in, year out.
  • The sleeping oil giant: Unlocking the chance to profit like Rockefeller.
  • The secret ingredient behind Warren Buffett’s success.

And in just a few minutes I’ll show you exactly how to get all the information on these rare opportunities.

But now, I want you to know something extremely important about The Zurich Club...

We exist only to make you bigger profits...

I’m not going to beat around the bush...

There’s a barrier standing between you and the highest levels of wealth.

And that barrier is knowledge... a very specific kind of select investment knowledge.

But our members are on the other side of that barrier and should you become a part of our intimate fellowship, a host of previously unknown opportunities will suddenly be opened to you.

During your trial period you won't believe the amount of hidden, practical and effective profit opportunities we'll give you...

How do we get our hands on all this unpublicized material?

Well, at the heart of the Club is the principle that many heads are better than one.

For instance, two people who combine their resources to seek out an investment opportunity are likely to succeed faster than one person. Many people sharing information will become more efficient still.

The Zurich Club has members across the globe and our worldwide aspect means that whenever and wherever an opportunity arises to make money – a member of The Zurich Club is likely to hear about it.

And then we will tell you - so you can act on it and potentially profit from it before most people even hear about it.

Our members, like everyone else, are looking for savvy ways to boost their incomes right now.

And we’ve uncovered a whole series of what some people call “tricks” (but we just think of it as privileged knowledge) that have the real potential to do just that.

And I’ve prepared three special reports revealing everything you need to know about this little-known chain of income boosting secrets.

In just a moment I’ll tell you how you can apply for those exclusive reports (limited to just 400 copies).

But first – you should know something very important about The Zurich Club...

There are certain things we
require from our members...

1. We want you to uphold the privacy that’s valued by our society...

We consider the information we circulate to be confidential and it should not be shared beyond the club’s members and close members of their families.

One reason we are limiting new membership to just 400 places is because we do not wish to dilute these profit openings by over-exposure.

So, not a word of what happens within The Zurich Club should be “leaked”. I’d like to stress: we openly discourage discussing our unique contrarian investment insight with non-members.

2. You should also be aware that the The Zurich Club is a reciprocal organization...

What I mean by that is very simple: should you come across a wealth-building opportunity that you believe other members can benefit from, we hope you will feel obliged to inform your fellow members.

That’s a fundamental principle of the club... sharing knowledge, discussing ideas and receiving the same profitable openings in good faith.

You will be under no pressure to contribute. That’s not our way. But we’re always ready to listen to the knowledge and insight of our members.

That’s what makes us so unique...

A tradition of wealth-building, unspoiled
by the “mindless herd”

What our esteemed members think of
The Zurich Club:

"You teach me about investment options I wouldn't hear about in the mainstream media." D.P.

"Informative. Finger on the pulse. Gives me confidence when making decisions, both buying and, more importantly, selling. The Communique is an enjoyable read."E.N.P.

"I like the way that the authors are often ahead of the game predicting the next big thing. I'm always interested in the wisdom of Lord Rees-Mogg." S.D.G.

"I have been reading The Zurich Club for about 20 years. You are ahead of the curve."D.R.H.

"The Zurich Club has avoided the worst of the bear market. Not many risky recommendations such as AIM shares and recommended an early exit for those that were in the portfolio."K.B.

We’re looking for realistic investors who understand the market is not about wild-eyed, smash and grab plays.

Our society has constant access to a range of incredible opportunities that have the potential to earn you big money.

But only a fool would tell you these openings are guaranteed to succeed.

And there are no fools in The Zurich Club.

I’d also like you to be aware that, given the global slant to our organization, we’re astute enough to make the occasional international investment.

That means we sometimes deal in foreign currencies. This can work for us or against us, because of the exchange rate.

But I’ll make something very clear: we only dip our toe into high risk/ high reward opportunities when the time is right, when we feel we stand a very good chance of making a lot of money.

Of course we can lose money, that’s the nature of investing... taking the losses and moving on, looking for further outstanding opportunities.

And rest assured, if we spot one of our investments underperforming, we’ll move fast, and you’ll be the first to know.

We aim to build and protect, build and protect. It’s a solid, rewarding strategy that’s certainly served our members very well. But don't take my word for it, here's what our members think: (see the box out to the right.)

And we think our latest batch of income boosting secrets have the genuine power to deliver a string of satisfying gains over the coming months.

But don’t just take my word for it...

See the proof for yourself...

Read my exclusive reports and they’ll hand you full access to all of these opportunities.

Just take a look through them and you'll see for yourself how easy it is to follow our unique analysis and advice.

I must confess, at first we did wonder if it was wise to divulge this much private information to someone who has not yet joined as a full member.

But I’d rather you see for yourself how you could benefit financially from the club before you decide whether to become a full member or not.

I don’t want you to be left behind to invest
with the clueless hordes...

More words from our members:

"The articles are well researched and thought through. I feel that you have your customers' interests at heart."P.J.H.

"Straight talking recommendations with valid reasoning and good information." J.S.A.

"Unlike some other services, The Zurich Club doesn't promote a Tip of the Month for the sake of having one. It's sensible enough to know and say that sometimes the right thing to do is to sit out and wait."C.B.

"I like the depth of research and accuracy of your information. The recommendations are nearly always spot on. The timeliness is excellent."E.D.H.

But if you want to join the inner circle, you must make a decision quickly.

Because we won’t be opening the “closed doors” of The Zurich Club for long. In fact, once the 400 open places are filled, we cannot guarantee we’ll be able to offer you a place again.

Move swiftly and in return you’ll be part of a unique inner circle that could realistically transform your wealth in the months and years ahead...

But drag your feet and you’ll be locked out for the foreseeable future.

After all, our core values - Growth, Protection, Privacy - are very shrewd approaches in the current economic climate...

We’re not “safe”, we just choose
our moments wisely...

At our core, The Zurich Club is made up of traditional, conservative investors.

But that doesn’t mean you have to expect only conservative returns.

Far from it... we’ve uncovered what we consider to be a whole series of SPECTACULAR plays:

  • How you could make profits from the continuing crash in sterling!
    While most people are pulling their hair out over the pound – here’s a little known way you can turn it to your advantage.
  • The best way to profit from the 2009 GOLD RUSH!
    Discover the smartest way to invest in gold with the ONLY government guaranteed programme in the world.
  • A great one-stop fund for Zurich Club members!
    Pick up dividends every three months and let gains grow free of tax within this fund. It's the perfect vehicle for long term investors.
  • Discover how you could profit from Japan’s recovery with this exciting new type of share!
    The Zurich Club’s international network has uncovered a shrewd way to pick up returns on the back of one of the world’s biggest economies.

  • Turn your pension fund into a better, lifelong income stream!
    This little-known technique could see you tuck away a substantial extra amount on retirement – and beyond!

So if your portfolio has been damaged by the poor markets in the last year, or you feel that your investments are treading water...

Then The Zurich Club could help you generate series after series of little-known revenue streams - starting with the secret way to add 37% extra yield onto ANY blue chip share.

And we achieve this by using a combination of shares with high-growth potential, alternative and little-known investment strategies (like the ones I’ve shown you today), precious metals and property.

And always at the core of our philosophy: Protection, Growth and Security...

Accept this rare offer and enjoy the world of privileged wealth,
with no obligation...

I’m proud of what The Zurich Club has to offer, and I’d hate you to miss out on our latest cache of opportunities.

So I’ve specially arranged for you to get full access to our advice and recommendations – without any obligation.

Simply click on the link at the bottom of this page and you’ll see how you can enroll as a full, honorary member for three whole months - with no obligation on your part. I'll send you your free reports by return and make sure you have full access to Zurich Club benefits.

Of course, if at any time during these three months you decide The Zurich Club is not for you, for whatever reason, then we'll return your trial membership fee in FULL.

You won’t have risked a penny in membership fees.

That’s my personal promise.

So, once I receive your confirmation, I’ll immediately register you as a member and send you a free members’ pack, including:

  • The latest monthly Communiqué, packed with our top share picks, wealth protection strategies and investment advice.
  • Exclusive access to our brand new member's only website. Here you can utilise all archived editions of The Zurich Club Communiqué back to 2003, and get hold of every brand new investment report - as soon as they are released.
  • Your 3 free investment reports:

    Report 1: “How to become a “bluechip landlord” and bank extra returns like 37% on your stocks year in, year out.”

    Report 2: “The sleeping oil giant: Unlocking the chance to profit like Rockefeller.”

    Report 3: “The secret ingredient behind Buffett’s success.”

But please, do keep in mind this opening is exclusive to 400 new members only.

And that number will not be extended any time soon.

So if you want to enjoy the profit opportunities in these 3 reports – and want to join our inner circle – you must act quickly.

Contact us immediately, or you could be
refused membership...

I cannot stress how important it is for you to move fast and sign up with The Zurich Club.

You might be asking yourself why we’d limit membership when we could easily fill the 400 places twice over, if not more.

It’s simple: we like to circulate the ideas only amongst a growing but controlled number of like-minded individuals so as not to dilute their profit power.

So I urge you: do make your decision sooner, rather than later. Or you could remain on the outside of one of the world’s most elusive, savviest investment circles.

I've arranged a very special deal for you...

I’ll immediately arrange to have the exclusive reports delivered to your inbox the very second you come on board...

The official price for annual membership to The Zurich Club is £197...

 

That’s a whole year of privileged advice, wealth secrets and profit-making tips from our board of investment experts.

 

But because of the unique times we’re living in, I’ve made a special arrangement so that the first 400 members can enroll at less than HALF PRICE.

For just £97 you’ll get a whole year of unique profit openings that, quite simply, you won’t get anywhere else.

I hope you’ll let us prove to you that we could help you build serious lasting wealth, and keep it, too.

Simply click on the link at the end of this letter to join us and you’ll find full details of all recommendations I’ve mentioned and start taking advantage of all the perks and privileges of Zurich Club Membership.

But if you’d like to take up my offer, I urge you to click at the end of this letter.

There aren’t many opportunities in life to become financially independent, which is why it’s so important you act now to benefit from our expertise, advice and contacts.

I hope to hear from you soon.

Yours truly,

Sarah Lintern
Membership Director
The Zurich Club

P.S. I urge you to get on board as soon as you can. Since this special letter was released there are only 362 places still available.

P.P.S. Remember, act on this information TODAY and you’ll receive three special reports with all the information you need to take full advantage of these little-known investment strategies:

Report 1: “How to become a “bluechip landlord” and bank extra returns like 37% on your stocks year in, year out.”

Report 2: “The sleeping oil giant: Unlocking the chance to profit like Rockefeller.”

Report 3: “The secret ingredient behind Buffett’s success.”


Our brand new Communiqué, stuffed with our best share picks, wealth protection strategies and investment tips.

Exclusive access to all archived editions of The Zurich Club Communiqué back to 2003, featuring hundreds of wealth building opportunities!

Please select one of the offers below
Become a Member via Direct Debit just £97
Become a Member via Continuous Credit Card

Forecasts are not a reliable indicator of future results. Your capital is at risk when you invest in shares – you can lose you some or all of your money, so never risk more than you can afford to lose. Shares recommended by The Zurich Club may be small company shares. These can be relatively illiquid and hard to trade making them riskier than other investments. Some shares recommended may be denominated in a currency other than sterling. The return from these may increase or decrease as a result of currency fluctuations. Always seek personal advice if you are unsure about the suitability of any investment. A full portfolio is available on request. Profits from share dealing are a form of income and subject to taxation. Tax treatment depends on individual circumstances and may be subject to change in the future. Editors or contributors may have an interest in shares recommended. The Zurich Club is issued by Fleet Street Publications Ltd. Registered office 7th Floor, Sea Containers House, Upper Ground, London SE1 9JD. Customer services: 020 7633 3741. Registered in England and Wales No 1937374. VAT No GB629 7287 94. Fleet Street Publications is authorised and regulated by the Financial Services Authority FSA No 115234 http://www.fsa.gov.uk/register/home.do

fleetstreetinvest

The Zurich Club is a regulated product issued by Fleet Street Publications Limited. Shares recommended may be small company shares. These can be relatively illiquid and hard to trade making them riskier than other investments. Some shares may be denominated in a currency other than sterling. The return from these may increase or decrease as a result of currency fluctuations. All portfolio figures are based on virtual performance and are calculated using the closing mid-prices on the date on which shares are first recommended, they do not take into account subsequent re-recommendations at a different price. All gains are gross, and returns will be affected by dividend payments, dealing costs and taxes. A full portfolio is available on request. Profits from share dealing are a form of income and subject to taxation. Tax treatment depends on individual circumstances and may be subject to change in the future. Editors or contributors may have an interest in shares recommended.